Terms of Service

Last updated: now

1. Acceptance of Terms

By accessing or using OptX (the "Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. No Financial Advice

All content, calculations, strategy presets, payoff diagrams, probability estimates, and analytics provided by OptX are theoretical models based on publicly available pricing formulas (Black-Scholes-Merton). They do not constitute a recommendation to buy, sell, or hold any security or derivative.

You should consult a licensed financial advisor before making any investment decisions.

3. Market Data

Market data is provided by third parties (currently Alpaca Markets) and may be delayed by up to 15 minutes on our free tier. Data may also be incomplete, inaccurate, or unavailable. OptX makes no warranty regarding data accuracy and is not liable for losses arising from reliance on displayed data.

4. No Live Trading

OptX is an analysis tool only. It does not place trades, manage positions, or interact with brokerage accounts. You must execute trades through your own broker.

5. User Responsibilities

• You are solely responsible for any trading decisions you make.
• You will not abuse the Service (excessive scraping, attempts to bypass rate limits, reverse engineering).
• You will not use the Service for any unlawful purpose.

6. Limitation of Liability

To the maximum extent permitted by law, OptX, its operators, and contributors shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages, including but not limited to trading losses, lost profits, or data loss arising out of your use of the Service.

7. Service Availability

The Service is provided "as is" and "as available" without warranties of any kind. We may modify, suspend, or discontinue the Service at any time without notice.

8. Intellectual Property

The OptX name, logo, source code, and content (excluding third-party data and libraries) are the property of OptX. The MIT License governs the open-source code repository.

9. Changes to Terms

We may update these Terms from time to time. Continued use of the Service after changes constitutes acceptance of the new Terms.

10. Governing Law

These Terms are governed by the laws of the jurisdiction in which OptX is operated. Any disputes shall be resolved in the courts of that jurisdiction.

11. Contact

For questions about these Terms, please open an issue on our GitHub repository.

This document is a starting template. Before going to production, please have a qualified attorney review and customize it for your jurisdiction and business model.